Our business insurance policies are tailor-made to cover your business needs, saving you time, money and hassle.
I have been insuring my cars, vans and employees, solely with Atlas, for over ten years now...It takes quite a lot for me to stay with someone in business, but you’ve been exceptional! - Mr N Harris, AquaHeat Oxford Ltd
We select the most suitable and competitive commercial insurance policy for your business from our panel of over 50 insurance companies, including major insurers as well as specialist niche insurance providers.
Your small business insurance is simply our speciality.
Call us now on 0800 8087 121 for a business insurance quote. We’ll find you high quality cover at a price you’ll like without cutting corners and give you honest, unbiased advice. That’s guaranteed.
Business Packages that Save You Money
Insurance protection packages are available for limited companies, sole traders and partnerships.
We arrange all inclusive comprehensive insurance cover for all businesses:
- A shop insurance package gives you very wide cover and offers excellent value for money.
- An office insurance package will provide you with the perfect package to cover all of your office contents and more.
- Pub insurance and bar insurance packages are comprehensive policies that can also cover Loss of Licence.
- As with all packages, a restaurant insurance package will be tailored to meet your specifc needs.
- If you run a Hotel, Guest House or B & B then our hotel insurance, guest house insurance or bed and breakfast insurance packages are ideal.
- If you run a business from home or are a homeworker then a working from home insurance policy may be required. Please contact us so that we can ensure you have the right cover.
- Commercial combined insurance is tailored for Manufacturing, Distribution and Wholesale.
Public, Employer and Product Liability Cover
These are usually included in your business or combined commercial packages which is a far more cost effective way to get this cover.
If you require a separate policy for any of the above then please see our specific pages on public liability insurance, employers liability insurance and product liability insurance.
Professional Risks and PI Cover
You may also require professional indemnity insurance (otherwise known as pi cover).
Are You Starting a Small Business?
If you are starting a new business but you are unsure what insurance cover you need for your business, we welcome you to call us on Freephone 0800 8087 121 to discuss your insurance requirements and a no obligation business insurance quotation.
You may also find organisations such as Business Link will give you helpful free advice.
Top Tips For Business Insurance
- Fit an intruder alarm, NSI approved installer – you may qualify for extra discounts especially if you upgrade to a 24/7 monitored line system such as BT Redcare.
- Fit Physical Protections such as bars and grilles on windows, 5 lever mortice deadlocks on final exit doors. These can be a great deterrent and thieves are more likely to try their luck elsewhere.
- Install roller shutters to your shop front, especially in inner city areas, cutting out overnight glass breakage claims and saving you the typical £250 excess payable.
- Always take a daily computer backup of your data and take a copy with you ‘off site’ overnight. This is good housekeeping and could save your business in the event of a fire, flood or theft.
- Ensure you have adequate Business Interruption cover as this could save your business in the event of a catastrophe.
- Draw up and put into place a Disaster Recovery Plan in case disaster strikes.
- Run a Risk Management Programme, by taking an active role in reducing the causes of accidents and exposure to risk in your business.
- Consider joining the Federation of Small Businesses, membership of which includes a Legal Benefits Package offering help, guidance and protection in the event of an investigation by HM Revenue & Customs.
For other insurance solutions visit our home page.
